National Forum

Non-Gaa Forum

(Oldest Posts First) - Go To The Latest Post


Replying To Doylerwex:  "I know you stopped replying to me days ago but there's a key point that separates our views.

CSO figures are grand although carefully selected but the real question is why and who.

Why are people waiting until 31.5 to start a family. Is it because that's the earliest they can afford it?

Who's buying the houses? There's an influence of generational wealth that is totally overlooked. I.e. the amount of people handed land or cash gifts for deposit. It's a false economy.

My original point was that we have to increase supply quickly to better regulate pricing. That will never happen because there are too many conflicts of interest in the dail, hence no political will to do it.

Young families trapped in private rental in a market that doesn't work. It's a license to print money at the moment."
There's also a lot of people who have intentionally started families who really couldn't afford to start them in the first place, now they're in a renting situation with extra mouths to feed and all the extra outgoings that go along with it and there's no way out. This is their own doing. People need to make smarter decisions and be more realistic.
If you can't feed them don't breed them.

Bon (Kildare) - Posts: 2085 - 08/11/2024 18:09:05    2578979

Link

Replying To Tirchonaill1:  "In fairness to FF the whole banking system from the collapse of Lehman brothers caused the financial crisis, it wasn't all FF's fault what happened in this country. The banks lied to us too.
From when we joined the euro and the cheap money flooded the place the whole thing went crazy, whoever was in Gov would have been caught the same, weren't FG complaining at the 07 budget that FF weren't spending enough into an overheated economy?
Some people who know more than me about these things tell me we could be heading for another bit of a financial crash, hope not."
We definitely are. It's unlikely to be as bad as 08 though.

Boom and bust is a fundamental of capitalism and if you trace it back there's a bust every 15 odd years.

Keynesian economics suggests you cut spending in boom time and spend as much as possible in stimulus in a bust but we don't really do that here because we're not generally forward thinking.

In fairness to the ECB they're trying but Europe is in recession now.

Doylerwex (Wexford) - Posts: 3142 - 08/11/2024 20:17:10    2578990

Link

Replying To Doylerwex:  "That's the nail on the head.

We left the housing market to private companies to solve and are now reaping the rewards."
Are you advocating state ownership of building companies? What proof is there that would help? It may make it worse. Remember all the social housing was built in the 50s-70s when the country was not at full employment. Thing is there is no one solution to the problem, modular may work but its also going to be gradually as you just stop what's happening and direct it to modular. It's a tough one to answer and requires everyone to be on the same page but we are a democracy and that's hard to achieve. By the way i hear there is an oversupply of housing in China if you are interested in going.

zinny (Wexford) - Posts: 1900 - 09/11/2024 00:39:43    2579008

Link

Replying To Bon:  "There's also a lot of people who have intentionally started families who really couldn't afford to start them in the first place, now they're in a renting situation with extra mouths to feed and all the extra outgoings that go along with it and there's no way out. This is their own doing. People need to make smarter decisions and be more realistic.
If you can't feed them don't breed them."
I've resisted putting this exact point forward but you've nailed it.

And it's not just applicable to families - it's applicable to career choice, refusal to upskill, refusal to relocate, and a general resistance to rolling up one's sleeves and putting in the necessary work and making the required sacrifices to get to where one needs to.

Home ownership is NOT a pipe dream in this country. How many young people do you hear complaining that they don't feel they can afford to save for a home yet they have the latest smartphone, a new wardrobe every few months, hold their stag/hen abroad, never miss a weekend on the sauce (or snow), only to claim the rent they pay is what leaves them with no savings at the end of the month.

cavanman47 (Cavan) - Posts: 5191 - 09/11/2024 03:22:21    2579009

Link

Replying To Tirchonaill1:  "In fairness to FF the whole banking system from the collapse of Lehman brothers caused the financial crisis, it wasn't all FF's fault what happened in this country. The banks lied to us too.
From when we joined the euro and the cheap money flooded the place the whole thing went crazy, whoever was in Gov would have been caught the same, weren't FG complaining at the 07 budget that FF weren't spending enough into an overheated economy?
Some people who know more than me about these things tell me we could be heading for another bit of a financial crash, hope not."
I'm no FF fan but you're correct. I remember being in 1st year in college and my bank calling me up to see if I'd be interested in taking out a 20k loan…what the hell like? Banks pushed the cash out and people took it.

The Germans laughed and scoffed at the Irish but they weren't complaining when Irish people were buying new Volkswagens and white goods made in Germany. By the way it looks like the German manufacturing industry is in big trouble.

The "crash" was no one single person of groups fault but rather a collective. The issues in this country are currently replicated across many western countries.

yew_tree (Mayo) - Posts: 11405 - 09/11/2024 11:43:14    2579017

Link

Replying To TheFlaker:  "Have you seen the posters on here who talk about Trump. It isn't a reasoned argument. It's daft stuff."
Make sure you don't let the facts get in the way of your opinion in regards to Trump.
Why don't you get out of the house and do some canvassing for what you believe in, by the amount of posts you have it sure looks like you have the time.

nails (Galway) - Posts: 23 - 09/11/2024 11:49:00    2579018

Link

Replying To zinny:  "Are you advocating state ownership of building companies? What proof is there that would help? It may make it worse. Remember all the social housing was built in the 50s-70s when the country was not at full employment. Thing is there is no one solution to the problem, modular may work but its also going to be gradually as you just stop what's happening and direct it to modular. It's a tough one to answer and requires everyone to be on the same page but we are a democracy and that's hard to achieve. By the way i hear there is an oversupply of housing in China if you are interested in going."
Do you honestly believe there isnt a housing problem here in this country? The issue is housing supply here Zinny. Can't you see that the private sector generally has built houses to suit the higher end of the market, and that not enough lower cost housing has been built? And that the reason for this is that there is more profit in building those types of houses?

Viking66 (Wexford) - Posts: 13849 - 09/11/2024 12:02:12    2579020

Link

Replying To cavanman47:  "I've resisted putting this exact point forward but you've nailed it.

And it's not just applicable to families - it's applicable to career choice, refusal to upskill, refusal to relocate, and a general resistance to rolling up one's sleeves and putting in the necessary work and making the required sacrifices to get to where one needs to.

Home ownership is NOT a pipe dream in this country. How many young people do you hear complaining that they don't feel they can afford to save for a home yet they have the latest smartphone, a new wardrobe every few months, hold their stag/hen abroad, never miss a weekend on the sauce (or snow), only to claim the rent they pay is what leaves them with no savings at the end of the month."
People going to college at 18 until they graduate at 23 or 24 is also an issue. Instead of working from 18 and having money saved by your mid 20s students start working full time now in their late 20s and are always playing catch up from then on. Is college the right choice for all 18 year olds or is it just another way to enjoy yourself away from the working world. Would an apprenticeship not be better for some of these students and right now electricians, carpenters, plumbers etc. are jobs with great demand for people. Personally I'm working since 18 and my mortgage will be paid off by 51.

updwell (Limerick) - Posts: 847 - 09/11/2024 13:57:14    2579030

Link

Replying To zinny:  "Are you advocating state ownership of building companies? What proof is there that would help? It may make it worse. Remember all the social housing was built in the 50s-70s when the country was not at full employment. Thing is there is no one solution to the problem, modular may work but its also going to be gradually as you just stop what's happening and direct it to modular. It's a tough one to answer and requires everyone to be on the same page but we are a democracy and that's hard to achieve. By the way i hear there is an oversupply of housing in China if you are interested in going."
Yes. It was a system that assured equality and affordability. We didn't just build houses, we built magnificent communities.

The labour party actually have it in their current manifesto.

I actually have a lovely house exactly where I wanted to live. I'm just interested in not pulling the ladder up behind me.

Doylerwex (Wexford) - Posts: 3142 - 09/11/2024 14:17:20    2579032

Link

Replying To cavanman47:  "I've resisted putting this exact point forward but you've nailed it.

And it's not just applicable to families - it's applicable to career choice, refusal to upskill, refusal to relocate, and a general resistance to rolling up one's sleeves and putting in the necessary work and making the required sacrifices to get to where one needs to.

Home ownership is NOT a pipe dream in this country. How many young people do you hear complaining that they don't feel they can afford to save for a home yet they have the latest smartphone, a new wardrobe every few months, hold their stag/hen abroad, never miss a weekend on the sauce (or snow), only to claim the rent they pay is what leaves them with no savings at the end of the month."
There's merit in some of this, but it's not representative of the entire problem.

I did tell you the whole time that I agree personal responsibility is the first step.

Doylerwex (Wexford) - Posts: 3142 - 09/11/2024 14:18:42    2579033

Link

Anyone who thought Harris had any chance of winning that election is completely and utterly out of touch.
Time to wake up

realdub (Dublin) - Posts: 8678 - 09/11/2024 16:10:25    2579038

Link

Replying To realdub:  "Anyone who thought Harris had any chance of winning that election is completely and utterly out of touch.
Time to wake up"
Did you post this on here pre election?

TheFlaker (Mayo) - Posts: 8155 - 09/11/2024 17:28:03    2579043

Link

Replying To TheFlaker:  "We weren't referring to you. So you have jumped on here to post on something you weren't even involved in. Lol lol lol."
You're imploding worse than Mayo on and All Ireland final day.

peiledoir20 (Donegal) - Posts: 1036 - 09/11/2024 17:33:54    2579044

Link

Replying To cavanman47:  "I've resisted putting this exact point forward but you've nailed it.

And it's not just applicable to families - it's applicable to career choice, refusal to upskill, refusal to relocate, and a general resistance to rolling up one's sleeves and putting in the necessary work and making the required sacrifices to get to where one needs to.

Home ownership is NOT a pipe dream in this country. How many young people do you hear complaining that they don't feel they can afford to save for a home yet they have the latest smartphone, a new wardrobe every few months, hold their stag/hen abroad, never miss a weekend on the sauce (or snow), only to claim the rent they pay is what leaves them with no savings at the end of the month."
I think a lot of parents worked damn hard to give their kids everything and some of the kids never developed the initiative their parents had and are a bit lazy in comparison to previous generations. They expect too much to be handed to them, going out grafting for money seems a struggle for some of them. But technology hasn't helped improve their initiative. Sitting in on a good day playing Xbox or letting their phones take them for a walk where they can't even see where they're going. Unfortunately the phonewalking is across all ages now. That's bad enough but seeing people driving while using their phone is both scary and a whole new lebel of stupidity.

GreenandRed (Mayo) - Posts: 7651 - 09/11/2024 18:10:45    2579048

Link

Replying To realdub:  "Anyone who thought Harris had any chance of winning that election is completely and utterly out of touch.
Time to wake up"
I see FG saying today they support a vat cut for the catering trade, why didn't they do it in the budget a month ago so?

Tirchonaill1 (Donegal) - Posts: 3028 - 09/11/2024 18:36:51    2579050

Link

Replying To yew_tree:  "I'm no FF fan but you're correct. I remember being in 1st year in college and my bank calling me up to see if I'd be interested in taking out a 20k loan…what the hell like? Banks pushed the cash out and people took it.

The Germans laughed and scoffed at the Irish but they weren't complaining when Irish people were buying new Volkswagens and white goods made in Germany. By the way it looks like the German manufacturing industry is in big trouble.

The "crash" was no one single person of groups fault but rather a collective. The issues in this country are currently replicated across many western countries."
I remember that as well, getting offered unsolicited 30k unsecured loans, madness.
As long as you don't hear anyone starting to say we are heading for a 'soft landing' again we will hopefully be ok!

Tirchonaill1 (Donegal) - Posts: 3028 - 09/11/2024 18:38:50    2579051

Link

Replying To Tirchonaill1:  "I see FG saying today they support a vat cut for the catering trade, why didn't they do it in the budget a month ago so?"
Because they have no intention of doing it…. how people continue to buy these bluffers rubbish is beyond me…

ForeverBlue2 (Cavan) - Posts: 3023 - 09/11/2024 23:21:09    2579068

Link

Replying To Tirchonaill1:  "I see FG saying today they support a vat cut for the catering trade, why didn't they do it in the budget a month ago so?"
Indeed!

realdub (Dublin) - Posts: 8678 - 10/11/2024 21:03:02    2579144

Link

Replying To peiledoir20:  "You're imploding worse than Mayo on and All Ireland final day."
Good one lad. So just a reminder you landed on here thinking i was posting about you when we weren't referring to you. Rent free indeed.

TheFlaker (Mayo) - Posts: 8155 - 11/11/2024 00:04:46    2579166

Link

How on earth were NZ 5/2 with the bookies at the weekend v Ireland…? We were totally outclassed… Maybe if they put more into trying to cut out silly mistakes rather than getting over excited and waving to the crowd when they force a turnover they would be better off…. The sight of a player grinning and nodding to the crowd after kicking the ball out was embarrassing…

ForeverBlue2 (Cavan) - Posts: 3023 - 11/11/2024 07:04:41    2579170

Link