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Replying To cavanman47:  "Oh they did, absolutely.

But going back to my previous question about how hard they worked for it. .
If someone our age is working as hard as our parents did (and I literally know of zero people who are) then they are doing very very well for themselves.
I enjoy a considerably more comfortable life than my parents did and I don't work nearly as hard as they did (Yet, I would say I've worked harder than anyone my age I know from same place, school, etc.)
The ceiling of what can be achieved in this country is immeasurable higher now than it was at any point in the last century."
How are you measuring 'what can be achieved'?

Did your parents have the same occupation that you have now?

How are you measuring 'working harder' than anyone my age I know from same place, school, etc?

Are you working harder than them or working smarter?

GreenandRed (Mayo) - Posts: 7651 - 05/11/2024 21:42:34    2578513

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Replying To cavanman47:  "Oh they did, absolutely.

But going back to my previous question about how hard they worked for it. .
If someone our age is working as hard as our parents did (and I literally know of zero people who are) then they are doing very very well for themselves.
I enjoy a considerably more comfortable life than my parents did and I don't work nearly as hard as they did (Yet, I would say I've worked harder than anyone my age I know from same place, school, etc.)
The ceiling of what can be achieved in this country is immeasurable higher now than it was at any point in the last century."
They may have worked hard but they were exceptionally lucky.

We were taught to get a degree and a career and you'd do well. That simply isn't reality.

Supply and demand is quite simple. The demand isn't driven by healthy competition, it's driven by a chronic lack of supply. I'd argue our generation actually need to abandon the housing market and let it collapse. There's no value in it. We're being robbed more than any previous generation. The unfortunate thing is we all need a place to live.

My parents were fortunate to purchase a home in 85 for 17k like I mentioned earlier. They sold it exactly 20 years later for 278. That's luck. No amount of hard work can turn that kind of profit.

My auld lad has worked hard in the same manufacturing job for his entire life, with an exceptionally strong union which is now almost a thing of the past, he's the first to admit he's sitting on more money than he has time to spend it. The result of some work and obscene luck.

Those opportunities do not exist for us.

Doylerwex (Wexford) - Posts: 3142 - 05/11/2024 21:48:57    2578516

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Replying To BarneyGrant:  "Is this meant to be a serious response?

Where's all the statistics you promised.

How many are in each category?

If that is too complex for you, then try this little thought experiment:

Why would immigrant children NOT avail of an exemption from a language which is entirely foreign to them and which few if any would regard as a subject to get exam points in?


There is of course a huge and growing ignorance of and avoidance of our own culture including the language and sports and music. If you were in the least familiar with Dublin communities and schools in heavily immigrant and in some case majority areas you would realise that there is no interest on their part in these things. Same applies I am certain in other parts of the country. Any African who speaks Irish or plays GAA has probably been on TV at some stage."
There was little or no interest in the Irish language or the GAA in those areas when most of the people living there were born and bred there.

Viking66 (Wexford) - Posts: 13852 - 05/11/2024 22:02:45    2578517

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Replying To Viking66:  "Median Income is way below average house prices."
OK. If we take Median income instead of Average then we have to take median house prices instead of average too.
It only works if you go like for like.

Median income for a couple works out at 85k plus change. That allows borrowing of 297.5k for a mortgage of 327.25k.
That's enough for the median house price in 22 of the 26 counties (data doesn't include the 6 counties).

Of course, it's not enough for a house in Dublin - so back to my point: people need to open their mind to the notion of a commute to work.


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cavanman47 (Cavan) - Posts: 5191 - 06/11/2024 03:13:48    2578530

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Replying To Viking66:  "There was little or no interest in the Irish language or the GAA in those areas when most of the people living there were born and bred there."
If we look back on the stats for the Gaeltacht itself, - and I did - concern was being expressed for the last 20 yrs or more about the " Anglification" of those Gaelic speaking areas or increasing lack of enthusiasm for it. Just facts - not alternate facts. Hard to blame immigration for that.

Freethinker (Wicklow) - Posts: 1264 - 06/11/2024 08:02:41    2578536

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Replying To Breffni40:  "Seriously Barney, envy, bitterness and hatred are a choice. You don't have to be this angry and confused."
Now, now. Don't be projecting. I am the one presenting rational argument with statistics. Strangers to many of you here and your emoting.

This sort of thing no longer works as the American landslide for Trump proves.

We need to catch up quickly.

BarneyGrant (Dublin) - Posts: 3118 - 06/11/2024 08:28:55    2578537

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Replying To BarneyGrant:  "Is this meant to be a serious response?

Where's all the statistics you promised.

How many are in each category?

If that is too complex for you, then try this little thought experiment:

Why would immigrant children NOT avail of an exemption from a language which is entirely foreign to them and which few if any would regard as a subject to get exam points in?


There is of course a huge and growing ignorance of and avoidance of our own culture including the language and sports and music. If you were in the least familiar with Dublin communities and schools in heavily immigrant and in some case majority areas you would realise that there is no interest on their part in these things. Same applies I am certain in other parts of the country. Any African who speaks Irish or plays GAA has probably been on TV at some stage."
You are indeed correct, self explanatory.

supersub15 (Carlow) - Posts: 3049 - 06/11/2024 09:02:06    2578539

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Replying To cavanman47:  "OK. If we take Median income instead of Average then we have to take median house prices instead of average too.
It only works if you go like for like.

Median income for a couple works out at 85k plus change. That allows borrowing of 297.5k for a mortgage of 327.25k.
That's enough for the median house price in 22 of the 26 counties (data doesn't include the 6 counties).

Of course, it's not enough for a house in Dublin - so back to my point: people need to open their mind to the notion of a commute to work.


link"
Median salary in Ireland is 36k pa.
Also you are using an example which isn't typical of the average Irish household. Most families do not have 2 parents working fulltime.
And you aren't factoring in childcare costs for those families who are.
Finally Median house prices include numerous 1 bedroom apartments which aren't suitable for families in the 1st place.

Viking66 (Wexford) - Posts: 13852 - 06/11/2024 09:28:13    2578542

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Replying To BarneyGrant:  "Now, now. Don't be projecting. I am the one presenting rational argument with statistics. Strangers to many of you here and your emoting.

This sort of thing no longer works as the American landslide for Trump proves.

We need to catch up quickly."
Doesn't that say more about American society than it does about anything else? They'd rather a convicted criminal as the leader of their country?

Viking66 (Wexford) - Posts: 13852 - 06/11/2024 09:30:12    2578543

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Delighted to see President Trump win again and a massive congratulations to him and his team, a fantastic victory and a slap in the face for all the cry baby woke lefties, the media are so woke and left to hear the disappointment in their wee voices is music to my ears.
I only wish we had a politician or a political party in this country that was so strong on the issues that concern the vast majority of people.

Tirchonaill1 (Donegal) - Posts: 3028 - 06/11/2024 09:44:40    2578548

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Congratulations to Donald J Trump. Great victory. Well deserved. I couldn't be happier.

Trump2020 (Galway) - Posts: 2260 - 06/11/2024 09:47:14    2578549

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Replying To Doylerwex:  "They may have worked hard but they were exceptionally lucky.

We were taught to get a degree and a career and you'd do well. That simply isn't reality.

Supply and demand is quite simple. The demand isn't driven by healthy competition, it's driven by a chronic lack of supply. I'd argue our generation actually need to abandon the housing market and let it collapse. There's no value in it. We're being robbed more than any previous generation. The unfortunate thing is we all need a place to live.

My parents were fortunate to purchase a home in 85 for 17k like I mentioned earlier. They sold it exactly 20 years later for 278. That's luck. No amount of hard work can turn that kind of profit.

My auld lad has worked hard in the same manufacturing job for his entire life, with an exceptionally strong union which is now almost a thing of the past, he's the first to admit he's sitting on more money than he has time to spend it. The result of some work and obscene luck.

Those opportunities do not exist for us."
I bought my own house less than 4 years ago.
I have no intention of selling it but I did get it valued when my initial 3 years fixed term was up (to lower my LTV).

It was valued 8 months ago at 130k more than I paid for it 4 years ago. A similar one in a neighbouring estate in the town i live sold for another 105k above that again.

So the opportunity to make a sizeable profit absolutely does exist there. (As of course does the potential for it to fall flat)

cavanman47 (Cavan) - Posts: 5191 - 06/11/2024 10:11:57    2578555

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Replying To BarneyGrant:  "Now, now. Don't be projecting. I am the one presenting rational argument with statistics. Strangers to many of you here and your emoting.

This sort of thing no longer works as the American landslide for Trump proves.

We need to catch up quickly."
Yes, a nation of immigrants vote for hatred of "lesser" immigrants. We don't need to choose that. I certainly never will

Breffni40 (Cavan) - Posts: 12199 - 06/11/2024 10:27:43    2578557

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Replying To Trump2020:  "Congratulations to Donald J Trump. Great victory. Well deserved. I couldn't be happier."
Would have been greater, if he took out Sleepy Joe. Kamala was always going to be a pushover/'great victory'.

Pope_Benedict (Galway) - Posts: 3874 - 06/11/2024 11:28:53    2578560

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Replying To cavanman47:  "I bought my own house less than 4 years ago.
I have no intention of selling it but I did get it valued when my initial 3 years fixed term was up (to lower my LTV).

It was valued 8 months ago at 130k more than I paid for it 4 years ago. A similar one in a neighbouring estate in the town i live sold for another 105k above that again.

So the opportunity to make a sizeable profit absolutely does exist there. (As of course does the potential for it to fall flat)"
. . . house prices rising well above inflation for over 10 years now; up 37% since 2020; 10% annual increase on top of this right now. But this time its different - right?? We all know how this ends.

brianb (Kildare) - Posts: 351 - 06/11/2024 11:38:35    2578561

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Replying To Tirchonaill1:  "Delighted to see President Trump win again and a massive congratulations to him and his team, a fantastic victory and a slap in the face for all the cry baby woke lefties, the media are so woke and left to hear the disappointment in their wee voices is music to my ears.
I only wish we had a politician or a political party in this country that was so strong on the issues that concern the vast majority of people."
Hahahahaha
Cry baby woke lefties?
Fo you even understand any of those words?
What issues do you want politicians here to be so concerned with then

KillingFields (Limerick) - Posts: 3674 - 06/11/2024 11:43:48    2578564

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Replying To Tirchonaill1:  "Delighted to see President Trump win again and a massive congratulations to him and his team, a fantastic victory and a slap in the face for all the cry baby woke lefties, the media are so woke and left to hear the disappointment in their wee voices is music to my ears.
I only wish we had a politician or a political party in this country that was so strong on the issues that concern the vast majority of people."
Congratulations man, what a win for you and your people. I'd say Trump is personally very grateful for your specific support. What an achievement for you. You really stuck it to Elon Musk and Jeff Bezo's cry baby woke lefty media

Breffni40 (Cavan) - Posts: 12199 - 06/11/2024 11:57:32    2578566

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The stand out memory for me in the US election campaign was Harris and Trump arguing as to who was the bigger friend of Israel as innocent men, women and children were being slaughtered in their thousands. I used to have some respect for that country but not any more and couldn't care less who got elected.

tireoghainabu (Tyrone) - Posts: 338 - 06/11/2024 12:18:55    2578567

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Replying To cavanman47:  "I bought my own house less than 4 years ago.
I have no intention of selling it but I did get it valued when my initial 3 years fixed term was up (to lower my LTV).

It was valued 8 months ago at 130k more than I paid for it 4 years ago. A similar one in a neighbouring estate in the town i live sold for another 105k above that again.

So the opportunity to make a sizeable profit absolutely does exist there. (As of course does the potential for it to fall flat)"
Congratulations to you. We're in a minority in our generation to be able to buy. It takes great discipline so fair play.

The problem is to realise that value you have to sell, and the same inflation is happening everywhere so you won't see any profit.

Doylerwex (Wexford) - Posts: 3142 - 06/11/2024 12:31:27    2578570

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Replying To Viking66:  "
Replying To cavanman47:  "OK. If we take Median income instead of Average then we have to take median house prices instead of average too.
It only works if you go like for like.

Median income for a couple works out at 85k plus change. That allows borrowing of 297.5k for a mortgage of 327.25k.
That's enough for the median house price in 22 of the 26 counties (data doesn't include the 6 counties).

Of course, it's not enough for a house in Dublin - so back to my point: people need to open their mind to the notion of a commute to work.


link"
Median salary in Ireland is 36k pa.
Also you are using an example which isn't typical of the average Irish household. Most families do not have 2 parents working fulltime.
And you aren't factoring in childcare costs for those families who are.
Finally Median house prices include numerous 1 bedroom apartments which aren't suitable for families in the 1st place."
That's precisely the point I was trying to make. The numbers are inherently flawed.

Doylerwex (Wexford) - Posts: 3142 - 06/11/2024 12:33:18    2578571

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